Members matter

Start with the person

PenFit gives members a simple way to explore what matters to them in retirement and the trade-offs involved.

Two people smiling together indoors
1. Opening screen
PenFit Member opening screen
2. One of the 12 questions
PenFit Member Question 1 with its two approved statements and five answer choices
3. What matters to you
PenFit Member read-back of member priorities
4. Six retirement approaches
PenFit Member six retirement approach photo tiles
5. An approach showing priorities
Flexible Pension, Fixed Later approach showing member priorities
6. Explore the approach
PenFit expanded approach detail showing how it may feel, what it may provide or not provide, and whether it can change later
7. What can you do next?
PenFit member next steps
Important
What PenFit does and doesn't do

PenFit explores priorities, not personal suitability.

Read more about retirement risks

Retirement decisions can affect your income and savings throughout later life. Pension values, charges, tax and guarantees differ between arrangements. Consider free Pension Wise guidance or regulated financial advice before making decisions about your own circumstances.

“If members answer some key questions it will enable better outcomes.”

Emma Douglas

Chair, The Pensions Regulator

From her Sackers Pensions Conference speech, 1 October 2026. This is a public policy observation, not an endorsement of PenFit.